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Who We Are.


At ARG, we’re passionate about helping business owners create retirement plans that not only comply with regulations but also serve as powerful tools for employee retention and satisfaction. We believe that a well-managed 401(k) plan is an investment in your company’s future, and we’re here to make that process as easy and effective as possible. We take the time to understand your business’s needs and challenges, then provide customized solutions to ensure your plan supports both your business goals and your employees’ retirement security. From plan setup to ongoing management, we’re with you every step of the way, offering expert guidance and support.

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ARG At-A-Glance

ARG serves more than 250 plan sponsors across the U.S. Being a nationwide firm allows us to offer localized expertise and consistent, high-quality service across the nation. Plan sponsors receive tailored solutions and comprehensive support for their participants, no matter where they are located. Our broad reach also makes it easy to scale and adapt as our clients’ needs grow.

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Fernando Pohina, BFA&#8482;, CPFA&#174;<br/>Vice President

Fernando Pohina, BFA™, CPFA®
Vice President

Email:  fpohina@ourarg.com
Phone:  425-658-0536

Dedicated Financial Partner with Retirement Plan Expertise

Fernando Pohina is a dedicated financial professional who has built a wealth practice focused on employer retirement plans. As his business owner clients looked for ways to save more for retirement, retain top talent, and prepare for business transitions, Fernando recognized the need for advanced strategies beyond traditional planning.

This led him to specialize in the design and compliance of both Qualified and Non-Qualified retirement plans, with a focus on Cash Balance and Non-Qualified Deferred Compensation solutions. His expertise is supported by designations and continuing education through NAPA, RPAG, and Osaic.

With 17 years of experience as a financial advisor—and over a decade with ARG—Fernando also brings deep insight into practice management, marketing, and growth strategies.

Fernando and his team don’t just design and sell retirement plans—they manage them with a focus on results. The goal: put more money in your pocket without adding more work to your plate.